Terms & Conditions

These terms and conditions (“Terms”) govern your use of the website www.targetwealthgroup.com (the “Website”). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must discontinue your use of the Website.

Please read these Terms carefully before using our Website.

Introduction Target Wealth Group (“we,” “us,” or “our”) provides this Website for general informational purposes and to offer our services. The use of this Website, including all materials and services provided, is subject to these Terms. By accessing or using the Website, you agree to comply with these Terms.

Use of the Website You agree to use the Website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit the use and enjoyment of the Website by any third party. You must not:

  • Use the Website in any way that causes, or is likely to cause, the Website or access to it to be interrupted, damaged, or impaired in any way;
  • Engage in any conduct that could constitute fraud or other unlawful activity;
  • Transmit any viruses, malware, or other technologically harmful material to the Website;
  • Attempt to gain unauthorised access to the Website, the server on which it is hosted, or any other server, computer, or database connected to the Website.

Intellectual Property All content, materials, trademarks, logos, designs, text, images, videos, software, and other content available on the Website (“Content”) are the intellectual property of Target Wealth Group or its licensors, unless otherwise stated. You are not permitted to reproduce, distribute, modify, or otherwise use any of the Content without our prior written consent.

You may print, download, or temporarily store Content from the Website for your personal use, provided that:

  • You do not modify the materials;
  • You do not use the materials for any commercial purpose;
  • You acknowledge Target Wealth Group as the source of the materials.

Any unauthorised use of the Website or its Content may violate copyright, trademark, and other laws.

Disclaimer of Warranties The Website and its Content are provided on an “as is” and “as available” basis, without any representations, warranties, or guarantees of any kind, either express or implied. While we make reasonable efforts to provide accurate and up-to-date information, we do not warrant that:

  • The information on the Website is accurate, complete, or reliable;
  • The Website will be available at any particular time or location without interruption;
  • The Website is free of viruses or other harmful components;
  • Any defects or errors will be corrected.

To the fullest extent permitted by law, we disclaim all warranties, whether express, implied, statutory, or otherwise, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability To the extent permitted by law, Target Wealth Group shall not be liable for any direct, indirect, incidental, special, or consequential damages, including but not limited to, loss of profits, data, goodwill, or other intangible losses, arising out of or in connection with:

  • The use or inability to use the Website;
  • Any unauthorised access to or alteration of your transmissions or data;
  • Any errors or omissions in the Content;
  • Any reliance on or use of the information or services provided on the Website.

In no event shall our total liability to you for any and all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing the Website.

Third-Party Links and Content The Website may contain links to third-party websites or content that are not under our control. These links are provided for your convenience, and we do not endorse, approve, or assume any responsibility for the content or practices of these third-party websites.

We encourage you to read the terms and conditions and privacy policies of any third-party websites you visit through links on our Website. Your use of third-party websites is at your own risk.

Privacy Policy Our collection and use of your personal data are governed by our [Privacy Policy](insert link to Privacy Policy). By using the Website, you consent to our collection and use of your personal data as described in the Privacy Policy.

Changes to the Website and Terms We reserve the right to modify, suspend, or discontinue the Website, its Content, or any part thereof, at any time without notice. We also reserve the right to update or change these Terms at any time. Any changes will be effective immediately upon posting on the Website, and your continued use of the Website following such changes constitutes your acceptance of the revised Terms.

We recommend you review these Terms regularly to stay informed about updates.

Governing Law These Terms and your use of the Website are governed by and construed in accordance with the laws of England & Wales without regard to its conflict of law principles. You agree that any dispute or claim arising out of or in connection with these Terms or your use of the Website will be subject to the exclusive jurisdiction of the courts of England and Wales.

Termination We reserve the right to terminate or suspend your access to the Website, without notice, for any reason, including for any violation of these Terms or any unlawful or inappropriate use of the Website.

Upon termination, your right to use the Website will immediately cease, and any provisions of these Terms that should survive termination will continue in full force and effect.

Contact Information If you have any questions, comments, or concerns about these Terms or your use of the Website, please contact us at:

Target Wealth Group 71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ

IMPORTANT INFORMATION

This website is exempt from the general restriction (in section 21 of the Financial Services and Markets Act 2000) on the communication of invitations or inducements to engage in investment activity on the grounds that it is made solely to certified or self-certified sophisticated investors, certified high net worth individuals and investment professionals. These investments are high risk and illiquid, your capital is at risk and returns are not guaranteed. Bonds are not protected by the Financial Services Compensation Scheme (FSCS). If you are unsure of your categorisation or have doubts about whether to invest in our products, please consult an authorised person specialising in advising on investments of this kind.

Definitions of each categories

By pressing Confirm, this will have the same effect as if you had signed such a statement in writing.

If you don’t meet any of the criteria below, then you must STOP and leave this site.

You can find definitions of each category below.

To be considered a self-certified sophisticated investor, an individual must certify that at least one of the following applies:

They are a member of a network or syndicate of business angels and have been so for at least six months.

They have made more than one investment in an unlisted company in the two years prior.

They work or have worked in the two years prior in a professional capacity in the private equity sector or in the provision of finance for small and medium enterprises.

They are currently or have been in the two years prior, a director of a company with an annual turnover of at least £1 million.

A) Works in the Financial Sector , specifically private equity OR B) Been the director of a company with an annual turnover of at least £1 million, in the last two years OR C) or made more than one investment in an unlisted company in the previous two years.
A HNW Investor has an annual income in excess of £100K or. have net assets in excess of £250K beyond your pension fund assets and your private residence.